Attention homeowners in Virginia Beach and Virginia Beach City County: Get an Appraisal today!
The top seven reasons why VA homeowners hire BluValue, LLC:
Do you own a home in or near Virginia Beach? Do you need help determining the price of your real estate?
At BluValue, LLC, we understand the unique needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at BluValue, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value estimation than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. At BluValue, LLC, we're experts in helping homeowners just like you get rid of unneeded PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other houses nearby. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting a professional appraisal from BluValue, LLC is your perfect weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be inopportune from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. BluValue, LLC can help you reinstate your home equity line of credit with efficient appraisal.
We Offer Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd prefer to have an expert double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? BluValue, LLC can We can assist you. Even though this is typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.